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Do you qualify for a habitat home?

There are three main qualifications that individuals and families must meet in order to be eligible to become a Habitat Charlotte homeowner:

1. Need for Housing 

  • Simply having the desire for homeownership
  • Living in overcrowded housing
  • Living in substandard housing
  • Being a resident of public housing
  • Being unable to secure adequate housing through the private market

2. Ability to Pay

  • Individuals and families must fall within a certain income range. Click here to see if your income falls within the guidelines.
  • Applicants must meet certain debt and credit requirements in three categories:
    • Delinquent debt
    • Outstanding debt
    • Medical debt
  • If applicants have declared bankruptcy, they must wait 2 years after being discharged and establishing good credit to apply for a Habitat house.

3. Willingness to Partner

  • Applicants must be willing to perform at least 250 sweat equity (volunteer) hours
  • Must have lived or worked in Charlotte or Pineville for the last yea.r
  • Having a commitment to a drug-free community.

 

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Become a Homeowner!

To learn about more about our homeownership opportunity, please give us a call at (704) 716-7065.