Do you qualify for a habitat home?

There are three main qualifications that individuals and families must meet in order to be eligible to become a Habitat Charlotte homeowner:

1. Need for Housing 

• Simply having the desire for homeownership
• Living in overcrowded housing
• Living in substandard housing
• Being a resident of public housing
• Being unable to secure adequate housing through the private market

2. Ability to Pay

• Individuals and families must fall within a certain income range. Click here to see if your income falls within the guidelines.
• Applicants must meet certain debt and credit requirements in three categories:
  • Delinquent debt
  • Outstanding debt
  • Medical debt
• If applicants have declared bankruptcy, they must wait 2 years after being discharged and establishing good credit to apply for a Habitat house.

3. Willingness to Partner

• Applicants must be willing to perform at least 250 sweat equity (volunteer) hours
• Must have lived or worked in Charlotte or Pineville for the last yea.r
• Having a commitment to a drug-free community.

 

Become a Homeowner!

To learn about more about our homeownership opportunity, please give us a call at (704) 716-7065.